Our Solution

Our bundled solution is designed to help participants achieve greater success in retirement savings while reducing the overall costs of the plan for its participants and sponsors. Little House Capital can serve as an ERISA 3(21) or 3(38) fiduciary with respect to the management of retirement plan assets. We partner with Sentinel Benefits Group as Third-Party Administrator and use Fidelity as custodian. These partnerships allow for seamless integration of the plan of various components of a plan, providing consistent outcomes one participant at a time.

Recordkeeping

  • Quarterly account statements
  • Fund changes
  • Contribution processing
  • Processing of loans, distributions, and hardships

Custodial Services

  • Certified trust statements
  • Trustee services
  • Paying agent
  • Tax reporting/form 1099R
  • Purchase/sale of shares

Communication

  • Quarterly trust statements
  • Retirement readiness tools
  • Enrollment material
  • Communication plan
  • Educational webinars
  • Website & mobile app

Compliance

  • Plan document/plan design
  • Annual compliance testing
  • Signature-ready Form 5500
  • SOC1/SSAE 16 Audit
  • CEFEX/ASPPA certification
  • 3(16) Administration
  • ERISA attorney/consulting

Investment Management

  • Customized Fund Lineup
  • Do-it-yourself and do-it-for-me investment options
  • Performance monitoring, attribution, and risk profiling
  • Exposure to all major asset classes – equities, bonds, alternatives

Our Partners

Little House Capital – 3(21) and 3(38) fiduciary providing investment advisory, management selection, monitoring services and participant education

Sentinel Benefits & Financial Group – 3(16) fiduciary providing third-party administration, recordkeeping, design and compliance services

Fidelity Institutional Wealth Services – custodian providing asset protection and clearing services

Typical Plan Conversion Roadmap

The conversion process to transfer your existing plan and use our solution begins with a dedicated Conversion Project Manager, who will manage your plan’s transition from start to finish. This Project Manager prepares the necessary documentation and notices for an efficient changeover to Little House, Sentinel, and your desired custodian.

  • Starting point Send agreements
  • Finalize investment choice & mapping
  • Welcome call to introduce service team
  • Notify vendors of termination
  • Plan Document Review
  • Transition timeline is set
  • Complete account setup paperwork
  • Send census securely
  • Blackout notice & disclosures are prepared and distributed
  • Custodial account is established
  • Payroll submission method is established
  • Plan Document restatement is finalized
  • Final payroll contributions to prior vendor
  • Blackout Period Begins
  • Liquidation, Wire, and first payroll contributions to Sentinel
  • Conversion records are loaded as soon as received
  • "Go-live" notification to participants

Third Party Administrative services may be offered through Sentinel Benefits. Little House Capital and Sentinel Benefits are not affiliated. Advisory services are only offered to clients or prospective clients where Little House Capital and its representatives are properly licensed or exempt from licensure.

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